WHY IT WORKS

A bridge loan that moves faster than the market

Most bridge lenders slow you down with appraisals. Our five-day close, no-appraisal structure moves when the market does.

Organized loan documents on a closing table in a modern conference room

Five-day close

Residential and commercial closings that fit the pace of a real offer timeline.

Desk with loan documents and computer in a professional office setting

No appraisal needed

Skip the wait and the cost. We underwrite on value you can support without a formal appraisal.

Couple reviewing a home purchase agreement at a kitchen table

Buy before you sell

Access equity from your current home to fund a non-contingent offer on the next one.

Upscale suburban homes on a tree-lined street

$250K to $12 million

Loan amounts sized for Bay Area values, from first upgrades to larger repositioning.

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Business purpose, owner occupied

Use bridge funding even in your primary residence when the funds serve a business purpose.

Calendar with a single date circled in gold ink

No payments for 12 months

One balloon payment when your home sells. No monthly drain while you position the sale.

BRIDGE LOANS

Buy your new home before you sell

Close in 5 days with no appraisal. Bridge loans from $250,000 to $2 million, no payments for 12 months.

Modern gray house with text asking "Should I buy a house now or wait?"
HOW IT WORKS

One bridge loan, one balloon payment

We pay off existing liens and fund your down payment. No monthly payments; a single balloon payment is due when your home sells.

BY THE NUMBERS

Pac Prime at a glance

Bridge loans with real numbers you can plan around. No appraisal, no guesswork, no payments for a year.

5

Day close

Borrower requirements and renewal policy

Ready to make a non-contingent offer?

Get a free consultation and a quote for your bridge loan. No appraisal needed, no payments for 12 months.

EQUAL HOUSING LENDER

Equal Housing Opportunity

Pac Prime Mortgage is an Equal Housing Lender. We support the Fair Housing Act and equal housing opportunities for all borrowers, regardless of race, color, religion, sex, national origin, familial status, or disability.

Modern home with sold sign in front yard