5-day bridge loan, no appraisal
Make a non-contingent offer on your new home and close in five days, no appraisal required. Pac Prime Mortgage funds it, no payments for 12 months.
Buy first, sell later, with terms that flex around you.
Bridge financing that moves when you do: fast closings, no appraisal, and no monthly payments while your home is listed.
Five-day close
A five-day closing timeline keeps your purchase on track, even with a competitive escrow deadline.
No appraisal needed
Skip the appraisal or BPO entirely. Your equity is approved without waiting on a third-party valuation.
12 months, no payments
Owner-occupied bridge loans carry no monthly payments for up to 12 months. One single payment when the sale closes.
Non-contingent offers
Make an offer with confidence. Your bridge loan funds a clean, non-contingent purchase, without your current property under contract.
Flexible terms
Terms fit your sell timeline. Options range from 6 months for investment properties to 12 months for owner-occupied residences.
Up to $2 million
Loan amounts from $250,000 to $2 million, giving you the capital to move on the right home when it comes to market.
Owner-occupied or investor, which fits you?
Bridge loan terms differ by how you use the property. We structure owner-occupied and investor financing so the term matches the plan.
Owner-occupied
For your primary residence. Funds must serve a business purpose, like buying before you sell.
No payments for 12 months
No appraisal needed
Five-day closing
Non-contingent offers
Loan amounts up to $2M
Single balloon payoff
Investor property
For rental or flip properties you hold for business. Shorter term, same speed, no appraisal needed.
Six-month term
No appraisal or BPO
Five-day closing
Residential and commercial
Loan amounts up to $2M
Single balloon payoff
Custom quote
Loan amounts start at $250,000. Tell us your situation and we'll lay out the terms that fit.
Call for details
Loan amounts from $250K
No monthly payments
Balloon due at sale
Fast local response
Qualifying is simpler than you think
Get a custom quote and start your application today
We'll walk you through the numbers and get your application moving. Call Pac Prime Mortgage at 415-672-7176 or start online.