Most lenders won't say this, but you don't have to sell first

Pac Prime Mortgage in Burlingame funds bridge loans so you can buy before you sell, no appraisal needed, close in five days.

OUR APPROACH

Bridge lending built around your timeline

We structure every bridge loan around one goal: getting you into the next property without waiting on a sale. Here is how we work.

Direct lender

We fund loans directly, so decisions come from one desk and closings move at our pace, not a bank's.

Five-day closings

Residential and commercial bridge loans can close in five days when the timeline demands it. Non-contingent offers stay competitive.

No appraisal needed

We offer no-appraisal and no-BPO options on qualifying properties, which removes a common delay from the process.

Owner-occupied eligible

Owner-occupied residences qualify when the funds serve a business purpose. You can buy before you sell.

12 months, no payments

Borrowers can go up to 12 months without a payment on owner-occupied bridge financing while the departure home sells.

Clear terms upfront

You get the loan amount, term, and single balloon payment in writing before we start. No surprises at closing.

Bridge loan flexibility

Buy first, sell later

A bridge loan turns your home equity into a non-contingent offer, so you can secure the new house before your current one sells.

Ready to buy before you sell?

Call Pac Prime Mortgage at +16508896382 for a consultation. We'll map your bridge loan in minutes.