Found your next home before selling the current one?
Buy first, sell later. Pac Prime Mortgage closes bridge loans in five days, no appraisal required, so you can make a non-contingent offer with confidence.
A bridge loan is not the same as a second mortgage
It's a short-term first-position loan that uses your current home's equity so you can buy before you sell. No appraisal, no BPO, no waiting for an offer to close.
The bridge loan timeline at Pac Prime Mortgage
Bridge financing moves fast when the timeline is clear. Here's the step-by-step process we run for every Bay Area purchase.
Day 1 review
You submit property details and target closing date. We verify loan eligibility and available equity same day.
No appraisal
Skip the appraisal entirely. We assess the property value without you paying for or waiting on an inspection.
Underwriting
Our team reviews income, credit, and property documentation. Most approvals clear within 48 to 72 hours.
Five-day close
Funding is available in as few as five business days, not the 30 to 45 days you'll get from a traditional bank.
Purchase offer
Make a non-contingent, cash-like offer on your new home with confidence. Sellers take your bid seriously.
Sell and repay
After your current home sells, you repay the bridge loan in full. No payments due for the first 12 months.
Bridge loans that put your equity to work
A bridge loan from Pac Prime Mortgage turns your existing equity into buying power, so you can make a non-contingent offer and close in five days.
Buy before selling
Make a non-contingent offer and move on your timeline, not the buyer's.
Five-day closing
Move fast in a competitive market with funding in as few as five business days.
No appraisal needed
Skip the appraisal and BPO entirely. Your equity works harder with less friction.
12 months with no payments
Defer payments for a full year. Sell your current home without cash-flow pressure.
Funding from $250K to $2M
From starter homes to high-value properties, we size the loan to your situation.
Owner-occupied options
Business-purpose funding structured for owner-occupied residences, not just investors.
Bridge loans that close in five days
Pac Prime Mortgage funds bridge loans from $250K to $2M, with no appraisal required and no payments for 12 months.
5
Day close
Have a Question About Bridge Loans?
Bridge financing that closes in five days. Call now.
Get a straight answer on your bridge loan in Burlingame. Call +16508896382 and speak with Billy Jeung today.