BUY BEFORE SELL

Most sellers wait to list. You don't have to.

Make a non-contingent offer with bridge financing that closes in five days. No appraisal, no payments for 12 months, $250K to $12M. Pac Prime Mortgage funds it.

Couple receiving house keys from a real estate agent in a bright new home
How it works

Make the move before you sell

A bridge loan pulls equity out of your current home to fund the next one. You buy first, sell later, and close in five days.

How it works

The five-day close, step by step

From application to funding, the timeline is built for speed. Here's how the process works when you need to move fast.

Applicant completing a mortgage application on a laptop at a clean desk

Quick application

A streamlined form covering the property, loan amount, and your timeline. No appraisal required.

Loan officer reviewing paperwork in a bright professional office

Same-day review

Your file goes straight to our underwriting team. Most approvals come back within hours, not days.

Professional signaling approval at a desk covered with loan documents

Fast approval

No appraisal and no BPO means fewer moving parts. We underwrite the equity, not the property condition.

Handshake with house keys on a table in a real estate office

Five-day close

Funding in as little as five business days. Time-critical purchases need a lender that moves at your pace.

Calendar and checklist planning a mortgage closing schedule

Clear timeline

You'll know exactly when funds land and when your non-contingent offer can go in. No surprises.

Calculator and financial documents on a desk for loan review

Direct funding

Pac Prime Mortgage funds directly. There's no third-party lender slowing down your closing date.

WHY BRIDGE

Bridge loans that buy you time and leverage

Move first, sell later. These bridge loan benefits are built for buyers who need speed and flexibility in a competitive market.

No appraisal needed

Skip the appraisal and BPO entirely. We can move your file forward without waiting on a property valuation.

Non-contingent offers

Make a cash-like offer without selling your current home first. Your bid carries real weight with sellers.

No payments for 12 months

Defer payments for a full year on owner-occupied bridge financing up to $2 million. Keep your cash for the move.

Fast five-day close

Close in as fast as five days when the timeline is tight. We move at the speed your purchase demands.

Equity access without selling

Tap the equity in your current home for a down payment on the next one. No need to wait for a sale to close.

Purchase at full market value

No fire-sale pricing. Buy your next home at full market value and sell your current one when the timing is right.

THE NUMBERS

Five-day closings. Up to $12 million.

Pac Prime Mortgage funds bridge loans at speed, with the range to cover most Bay Area purchases.

5

day close

Qualifying, costs, and timing

Talk to Billy about your bridge loan in Burlingame

A quick call with Billy Jeung confirms your numbers and your next step. No pressure, no obligation.